We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.

• Develops and services a wide variety of secured and unsecured loans or lines of credit, most of which involve large amounts of money and important customers.
• Attend to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and/or credit secured by mortgages or other collateral.
• Interviews applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
• Guides the credit department or junior officers in the development and analysis of financial background data for new or renewed loans.
• Makes decisions on loans and terms within established lending limits, or makes recommendations to a superior.
• Follows current loans and credit lines to ensure complete compliance with terms.
• Gives financial advice and counsel to customers and prospective customers.
• Studies industrial, commercial, and financial situations relating to new or existing businesses.
• Makes recommendations on financial and organization structure, locations, and other matters on which the company may have information.
• Participates with senior officers on larger loans and lines.
• Keeps informed as to the status of loans in the department.
• Calls on potential or existing customers to develop new business and increase or retain existing business.